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No upfront fees
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Determine your eligibility quickly
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Get funds faster with our strategic partnerships and seamless tax software integrations
As we approach the end of the Self-Employed Tax Credit (SETC) program, we want to share a few important dates for those applying through Gig Worker Solutions:
Sunday, April 6th – Final day to submit new applications through Gig Worker Solutions
Friday, April 11th - All UPS packages must be sent to us no later than this date
Please note: We will stop accepting new application submissions after April 6th. If you plan to mail in documents, make sure your shipping label is used and your package is sent before the deadline.
Thanks for your patience as we help finish up this program and support those already in progress.
If you have questions or need assistance, feel free to reach out to our support team at 804-673-9070 (option 3).
As of March 18th, Carter Federal Credit Union and their technology platform Quilo have immediately stopped all loan funding, including cancelling all open but not yet funded loans—even those previously approved and waiting. Unfortunately, they made this decision without prior notice to us or to applicants.
If your loan was already funded, you're all set—no action needed.
If your loan was approved but not yet issued, Carter Federal Credit Union has cancelled it.
No new loans will be issued.
However, you will still receive your refund directly from the IRS, just through the standard process. Your funds are still yours—it’ll just come without the advance.
We know this is frustrating, and we're actively working to support everyone affected. We’ll continue to provide updates as we have them. Important: If you have not already submitted your Paid Sick and Family Leave Credit (SETC) to the IRS, these must be received by the IRS no later than April 15th, 2025. Please reach out to your SETC Processor or our support team to ensure your file reaches the IRS in time. Thank you for sticking with us.
As an insurance agent and a financial services professional, you help clients stay secure and prepared for anything life throws at them. The problem? You’re missing a major opportunity for your own business — one that could secure your financial future, keep you risk-averse in today’s economic landscape, and give you the tools you need to take your business to the next level.
You may not know this but, right now, independent agents and financial professionals like you are eligible for a share of over $500 million in available funds earmarked by the U.S. government to support self-employed workers after COVID-19.
These funds can go beyond helping you recover from pandemic losses and move your business into new stages of growth with technology upgrades, training, and the ability to scale your business to reach new clients.
Many independent agents and insurers are eligible for up to $32,220 per applicant — and you could be too. Gig Worker Solutions is here to be your guide, helping you claim funds you can use to grow your business with advanced underwriting tools, administrative support, and more tailored policy offerings — helping you come back from the pandemic stronger than ever.
Reach out today and let GWS help you claim the funds you’ve earned.
The SETC Program provides a tax credit for self-employed individuals impacted by qualified COVID-19 disruptions, as outlined in the Families First Coronavirus Response Act (FFCRA) and the American Rescue Plan Act (ARPA). As part of these programs, the U.S. government has set aside millions in tax credits for self-employed individuals like you who were affected by the COVID-19 pandemic.
Unfortunately, many accountants did not (and still do not) know this program exists. So, when we discovered this hidden treasure in 2023, we decided to change it. Since then, we’ve partnered with Anchor Accounting Services to create a seamless experience to return over $500 million to qualified self-employed professionals, including insurance agents, brokers, and consultants.
This tax credit was designed to provide financial relief for those who kept clients protected during uncertain times — helping you recover and move forward. We are one of the only self-employed communities in the country that is returning this money to its rightful owners. This isn't just any money; it's YOUR money, already earmarked by the government, waiting for you to claim. If unclaimed, these funds — your tax dollars —simply go back into the government's coffers.
Thousands of self-employed insurance professionals are potentially eligible:
Independent life, health, or auto insurance agents
Brokers managing property and casualty policies
Small business insurance specialists operating as sole proprietors or single-member LLCs
Self-employed financial planners offering insurance products
Consultants managing group benefits for small businesses
Other self-employed workers
Partnerships
For individuals directly or indirectly impacted by COVID-19:
Fewer new policies sold due to client uncertainty or budget cuts
Delayed renewals or cancellations of existing policies during shutdowns
Lost commissions from reduced client demand or policy adjustments
Increased operational costs for shifting to virtual services and client outreach
Health-related quarantines or caregiving duties
The following conditions apply:
Must have been self-employed in 2021 and receiving 1099 / Schedule C income
Must have experienced a qualified COVID-19 disruption (impacted)
Must have documentation available if requested to justify your claim
S-corps, C-corps, and W2 income is not eligible
We Make It Effortless to Claim YOUR Money from the Government
We’ve processed 80% of all SETC refunds issued to date, helping insurance professionals like you get what’s rightfully theirs. With our expertise, we take care of the paperwork and filing process, so you can focus on managing your clients and growing your business.
Filing tax credits while managing clients and renewals isn’t easy. That’s why our team is here to assist you with every step of the process. Have questions about documentation or eligibility? We’re only a call away and happy to walk you through the process to make sure you get your refund.
Stop feeling like you have to do it all yourself. Gig Worker Solutions Services are here to provide the support you need to thrive in the gig economy. Get ready to:
Free up your time and energy to deliver exceptional service to your clients and grow your business.
Enjoy exclusive discounts negotiated through the collective power of our massive GWS community.
Get the guidance you need to make informed decisions about your finances, legal matters, and overall business strategy.
Connect with a community of like-minded self-employed professionals who understand your challenges and can offer valuable support.